:root{--navy: #1A3668;--navy-dark: #122548;--navy-soft: #2a4a8c;--green: #1D9E75;--green-dark: #157d5b;--green-bg: #EAF3DE;--blue-bg: #E6F1FB;--purple-bg: #EEEDFE;--yellow-bg: #FFF2CC;--text: #0f1d33;--text-soft: #5b6477;--text-muted: #99a0b0;--border: #e9ecf2;--bg: #f4f5f8;--white: #ffffff}*{box-sizing:border-box;margin:0;padding:0}::selection{background:#1a366833;color:var(--navy-dark)}html,body{height:100%;font-family:-apple-system,BlinkMacSystemFont,SF Pro Text,Segoe UI,Roboto,Helvetica Neue,Arial,sans-serif;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;color:var(--text);background:radial-gradient(ellipse at top,#eef1f7,#dde2ec);overflow:hidden}body{display:flex;align-items:center;justify-content:center;padding:24px;min-height:100vh}.stage{display:flex;flex-direction:column;align-items:center;gap:18px}.device{position:relative;width:390px;height:844px;background:#0a0a0c;border-radius:54px;padding:11px;box-shadow:inset 0 0 0 2px #1d1d20,0 30px 60px #141e3c38,0 12px 28px #141e3c24,0 1px 2px #0000004d}.device-screen{position:relative;width:100%;height:100%;background:var(--bg);border-radius:44px;overflow:hidden}.island{position:absolute;top:11px;left:50%;transform:translate(-50%);width:118px;height:34px;background:#000;border-radius:19px;z-index:100}.home-indicator{position:absolute;bottom:8px;left:50%;transform:translate(-50%);width:134px;height:5px;background:#0f1d3352;border-radius:3px;z-index:100}.status-bar{position:absolute;top:0;left:0;right:0;height:54px;display:flex;align-items:center;justify-content:space-between;padding:18px 32px 0;font-size:15px;font-weight:600;z-index:50;pointer-events:none;transition:color .22s ease}.status-bar.dark{color:#fff}.status-bar.light{color:var(--text)}.status-bar-icons{display:flex;align-items:center;gap:6px}.screens{position:absolute;inset:0;overflow:hidden}.screen{position:absolute;inset:0;background:var(--bg);display:flex;flex-direction:column;transition:transform .32s cubic-bezier(.32,.72,.18,1);will-change:transform}.screen.active{transform:translate(0)}.screen.next{transform:translate(100%)}.screen.prev{transform:translate(-22%);filter:brightness(.92)}.screen-scroll{flex:1;overflow-y:auto;overflow-x:hidden;-webkit-overflow-scrolling:touch;padding-bottom:28px}.screen-scroll::-webkit-scrollbar{display:none}.header{background:linear-gradient(165deg,var(--navy) 0%,#234890 100%);color:#fff;padding:60px 20px 28px;border-radius:0 0 26px 26px;position:relative}.header:after{content:"";position:absolute;inset:0;background:radial-gradient(circle at 85% 10%,rgba(255,255,255,.1),transparent 40%),radial-gradient(circle at 10% 90%,rgba(29,158,117,.2),transparent 50%);border-radius:0 0 26px 26px;pointer-events:none}.header-inner{position:relative;z-index:1}.header-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:14px}.logo{display:flex;align-items:center;gap:8px;font-size:11px;font-weight:700;letter-spacing:.14em;opacity:.92}.logo-mark{width:24px;height:24px;background:#fff;border-radius:6px;display:flex;align-items:center;justify-content:center;color:var(--navy);font-weight:800;font-size:11px;letter-spacing:0}.avatar{width:36px;height:36px;border-radius:50%;background:linear-gradient(135deg,#5d8de6,#8eb1ee);display:flex;align-items:center;justify-content:center;font-size:13px;font-weight:700;color:#fff;border:1.5px solid rgba(255,255,255,.35)}.greeting{font-size:24px;font-weight:700;letter-spacing:-.02em}.subtitle{font-size:13px;opacity:.82;margin-top:3px;font-weight:500}.tabs{display:flex;background:linear-gradient(135deg,var(--navy) 0%,#234890 100%);margin:-18px 16px 0;padding:5px;border-radius:14px;box-shadow:0 10px 28px #14285038,inset 0 1px #ffffff14;position:relative;z-index:5}.tab{flex:1;padding:10px 4px;text-align:center;font-size:12px;font-weight:600;color:#ffffff9e;border-radius:10px;cursor:pointer;transition:all .2s ease}.tab:hover:not(.active){color:#ffffffeb}.tab.active{background:#fff;color:var(--navy);box-shadow:0 2px 8px #0000002e}.banner{margin:18px 16px 0;background:var(--green-bg);border-radius:14px;padding:14px;display:flex;align-items:center;gap:12px;border:1px solid #d6e3c1}.banner-icon{width:36px;height:36px;background:var(--green);border-radius:10px;display:flex;align-items:center;justify-content:center;flex-shrink:0;box-shadow:0 4px 10px #1d9e754d}.banner-text{font-size:12.5px;color:#2c4a1a;line-height:1.4}.banner-text strong{font-weight:700;color:#1f3711}.section-heading{display:flex;align-items:baseline;justify-content:space-between;padding:22px 20px 12px}.section-heading h2{font-size:16px;font-weight:700;letter-spacing:-.01em}.section-heading .meta{font-size:11px;color:var(--green-dark);font-weight:600}.product-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;padding:0 16px}.product-card{background:#fff;border-radius:16px;padding:14px;cursor:pointer;transition:transform .18s ease,box-shadow .18s ease;border:1px solid var(--border);position:relative;display:flex;flex-direction:column;min-height:156px}.product-card:hover{box-shadow:0 6px 18px #14285014;transform:translateY(-1px)}.product-card:active{transform:scale(.97)}.product-card.featured{border:2px solid var(--green);box-shadow:0 6px 18px #1d9e7524}.product-icon{width:40px;height:40px;border-radius:10px;display:flex;align-items:center;justify-content:center;margin-bottom:12px}.icon-blue{background:var(--blue-bg);color:var(--navy)}.icon-green{background:var(--green-bg);color:var(--green-dark)}.icon-purple{background:var(--purple-bg);color:#4a3aa3}.icon-yellow{background:var(--yellow-bg);color:#806400}.product-name{font-size:14px;font-weight:700;margin-bottom:4px}.product-price{font-size:12px;color:var(--text-soft);margin-bottom:10px}.product-price strong{color:var(--text);font-weight:700;font-size:14px}.badge{display:inline-block;padding:4px 8px;font-size:10px;font-weight:700;border-radius:6px;align-self:flex-start;margin-top:auto;letter-spacing:.02em}.badge-popular{background:var(--green-bg);color:#2c4a1a}.badge-member{background:var(--blue-bg);color:var(--navy)}.badge-new{background:var(--purple-bg);color:#4a3aa3}.badge-trip{background:var(--yellow-bg);color:#806400}.savings-note{margin:12px 16px 0;text-align:center;font-size:11.5px;color:var(--text-soft)}.savings-note strong{color:var(--green-dark);font-weight:700}.policies{margin:0 16px;background:#fff;border-radius:16px;border:1px solid var(--border);overflow:hidden}.policy-row{display:flex;align-items:center;gap:12px;padding:14px 16px;border-bottom:1px solid var(--border)}.policy-row:last-child{border-bottom:none}.policy-icon{width:36px;height:36px;border-radius:9px;display:flex;align-items:center;justify-content:center;flex-shrink:0}.policy-info{flex:1;min-width:0}.policy-name{font-size:14px;font-weight:600}.policy-meta{font-size:12px;color:var(--text-soft);margin-top:2px}.policy-status{font-size:10.5px;font-weight:700;padding:4px 8px;border-radius:6px;letter-spacing:.02em}.status-active{background:var(--green-bg);color:var(--green-dark)}.status-quote{background:var(--yellow-bg);color:#806400}.claim-cta{margin:18px 16px 12px;background:linear-gradient(135deg,var(--navy) 0%,var(--navy-soft) 100%);color:#fff;padding:16px 18px;border-radius:16px;display:flex;align-items:center;justify-content:space-between;gap:12px;cursor:pointer;transition:transform .18s ease,box-shadow .18s ease;box-shadow:0 8px 22px #1a36683d;position:relative;overflow:hidden}.claim-cta:before{content:"";position:absolute;top:-40%;right:-10%;width:140px;height:140px;background:radial-gradient(circle,rgba(29,158,117,.4),transparent 70%);pointer-events:none}.claim-cta:active{transform:scale(.98)}.claim-cta-info{position:relative;z-index:1}.claim-cta-text{font-size:14px;font-weight:700}.claim-cta-sub{font-size:12px;opacity:.85;margin-top:2px;font-weight:500}.claim-cta-arrow{width:32px;height:32px;background:#ffffff2e;border-radius:50%;display:flex;align-items:center;justify-content:center;flex-shrink:0;position:relative;z-index:1}.extra-cta{margin:16px 16px 8px;padding:14px;border:1px dashed #c7cdda;background:#fff;border-radius:14px;text-align:center;cursor:pointer;transition:all .18s ease}.extra-cta:hover{background:#fafbfd;border-color:var(--navy)}.extra-cta-text{font-size:12.5px;color:var(--text-soft)}.extra-cta-text strong{color:var(--navy);font-weight:700}.detail-header{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-soft) 100%);color:#fff;padding:60px 20px 32px;border-radius:0 0 26px 26px;position:relative}.detail-header:after{content:"";position:absolute;inset:0;background:radial-gradient(circle at 90% 0%,rgba(29,158,117,.2),transparent 50%);border-radius:0 0 26px 26px;pointer-events:none}.detail-header-inner{position:relative;z-index:1}.back-row{display:flex;align-items:center;gap:12px;margin-bottom:4px}.back-button{width:36px;height:36px;background:#ffffff29;border-radius:50%;display:flex;align-items:center;justify-content:center;cursor:pointer;border:none;color:#fff;transition:background .18s ease}.back-button:hover{background:#ffffff3d}.back-button:active{transform:scale(.92)}.detail-hero{display:flex;flex-direction:column;align-items:center;text-align:center;margin-top:20px}.detail-hero-icon{width:64px;height:64px;background:#ffffff29;border-radius:18px;display:flex;align-items:center;justify-content:center;margin-bottom:14px;border:1px solid rgba(255,255,255,.18)}.detail-hero h1{font-size:22px;font-weight:700;letter-spacing:-.02em}.detail-hero p{font-size:13px;opacity:.86;margin-top:4px}.price-card{margin:-18px 16px 0;background:#fff;border-radius:16px;padding:18px;display:flex;align-items:center;justify-content:space-between;box-shadow:0 12px 28px #1428501a;position:relative;z-index:5}.price-amount-wrap{display:flex;align-items:baseline;gap:8px}.price-amount{font-size:28px;font-weight:700;letter-spacing:-.02em}.price-period{font-size:13px;color:var(--text-soft);font-weight:500}.price-strike{font-size:13px;color:var(--text-muted);text-decoration:line-through;margin-top:3px}.save-badge{background:var(--green);color:#fff;font-size:11px;font-weight:700;padding:6px 10px;border-radius:8px;letter-spacing:.02em;box-shadow:0 4px 10px #1d9e7547}.radio-group{padding:16px;display:flex;flex-direction:column;gap:8px}.radio-card{background:#fff;border:2px solid var(--border);border-radius:14px;padding:14px 16px;display:flex;align-items:center;gap:12px;cursor:pointer;transition:all .18s ease}.radio-card:hover{border-color:#c7cfdb}.radio-card.selected{border-color:var(--navy);background:#f7faff}.radio-dot{width:20px;height:20px;border:2px solid #c7cfdb;border-radius:50%;flex-shrink:0;position:relative;transition:all .18s ease}.radio-card.selected .radio-dot{border-color:var(--navy)}.radio-card.selected .radio-dot:after{content:"";position:absolute;inset:3px;background:var(--navy);border-radius:50%}.radio-info{flex:1;min-width:0}.radio-title{font-size:14px;font-weight:600}.radio-sub{font-size:12px;color:var(--text-soft);margin-top:2px}.radio-price{font-size:15px;font-weight:700}.coverage{margin:8px 16px 16px;background:#fff;border-radius:16px;padding:18px;border:1px solid var(--border)}.coverage h3{font-size:15px;font-weight:700;margin-bottom:14px;letter-spacing:-.01em}.coverage-item{display:flex;align-items:flex-start;gap:12px;padding:8px 0}.check-icon{width:22px;height:22px;background:var(--green-bg);border-radius:50%;display:flex;align-items:center;justify-content:center;flex-shrink:0;margin-top:1px}.coverage-text{font-size:13px;line-height:1.45;color:var(--text)}.coverage-text small{display:block;color:var(--text-soft);font-size:11.5px;margin-top:2px}.primary-btn{display:block;margin:4px 16px 8px;background:var(--navy);color:#fff;font-size:15px;font-weight:600;padding:16px;border-radius:14px;border:none;width:calc(100% - 32px);cursor:pointer;transition:all .18s ease;font-family:inherit;box-shadow:0 8px 18px #1a366833}.primary-btn:hover{background:var(--navy-soft)}.primary-btn:active{transform:scale(.98)}.primary-btn.green{background:var(--green);box-shadow:0 8px 18px #1d9e753d}.primary-btn.green:hover{background:var(--green-dark)}.secondary-btn{display:block;margin:0 16px 12px;background:transparent;color:var(--navy);font-size:14px;font-weight:600;padding:14px;border:1px solid var(--border);border-radius:14px;width:calc(100% - 32px);cursor:pointer;font-family:inherit;transition:all .18s ease}.secondary-btn:hover{background:#fff;border-color:#c7cfdb}.detail-footer{text-align:center;font-size:11px;color:var(--text-muted);padding:6px 24px 16px}.simple-header{display:flex;align-items:center;gap:12px;padding:62px 16px 16px;background:#fff;border-bottom:1px solid var(--border)}.simple-header .back-button{background:#f3f4f7;color:var(--text)}.simple-header .back-button:hover{background:#e9ecf2}.simple-header-title{font-size:17px;font-weight:700;letter-spacing:-.01em}.progress-track{background:#fff;padding:22px 16px 8px;display:flex;align-items:center;justify-content:center;gap:4px}.progress-step{display:flex;align-items:center;gap:4px}.progress-dot{width:28px;height:28px;border-radius:50%;background:var(--border);display:flex;align-items:center;justify-content:center;font-size:12px;font-weight:700;color:var(--text-muted);transition:all .22s ease}.progress-step.done .progress-dot{background:var(--green);color:#fff}.progress-step.active .progress-dot{background:var(--navy);color:#fff;box-shadow:0 0 0 4px #1a36681f}.progress-line{width:22px;height:2px;background:var(--border)}.progress-line.done{background:var(--green)}.progress-labels{display:flex;justify-content:center;gap:22px;padding:8px 16px 18px;background:#fff;font-size:11px;color:var(--text-muted);border-bottom:1px solid var(--border)}.progress-labels span{width:52px;text-align:center;font-weight:500}.progress-labels .lbl-active{color:var(--navy);font-weight:700}.progress-labels .lbl-done{color:var(--green-dark);font-weight:600}.form-section{padding:16px 16px 4px}.form-group{margin-bottom:14px}.form-label{display:block;font-size:12px;font-weight:600;color:var(--text-soft);margin-bottom:7px;letter-spacing:.01em}.form-input,.form-select,.form-textarea{width:100%;padding:14px;border:1px solid var(--border);border-radius:12px;font-size:14px;background:#fff;color:var(--text);font-family:inherit;outline:none;transition:border-color .18s ease,box-shadow .18s ease}.form-input:focus,.form-select:focus,.form-textarea:focus{border-color:var(--navy);box-shadow:0 0 0 3px #1a36681a}.form-textarea{resize:none;min-height:96px;line-height:1.45}.form-select{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='%235b6477' d='M6 8L0 0h12z'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-right:36px}.photo-upload{margin:0 16px 16px;border:2px dashed #c8cdd8;border-radius:14px;padding:22px 16px;text-align:center;cursor:pointer;transition:all .2s ease;background:#fff}.photo-upload:hover{border-color:var(--navy);background:#fafbfd}.photo-upload.has-image{border-style:solid;border-color:var(--green);background:#f7fbf2;padding:14px;display:flex;align-items:center;gap:12px;text-align:left}.photo-thumb{width:60px;height:60px;background:linear-gradient(135deg,#4a78c4,#1a3668);border-radius:10px;display:flex;align-items:center;justify-content:center;flex-shrink:0;color:#fff;box-shadow:0 2px 6px #1a366833}.photo-thumb-large{width:56px;height:56px;background:#f0f2f7;border-radius:10px;display:flex;align-items:center;justify-content:center;margin:0 auto 10px;color:var(--text-muted)}.photo-text{font-size:12.5px;color:var(--text-soft);font-weight:500}.photo-text strong{color:var(--text);font-weight:700;display:block;margin-bottom:2px}.confirmation{display:flex;flex-direction:column;align-items:center;justify-content:center;padding:0 32px;text-align:center;flex:1;min-height:100%}.confirmation-icon{width:76px;height:76px;background:var(--green);border-radius:50%;display:flex;align-items:center;justify-content:center;margin-bottom:22px;animation:pop .6s cubic-bezier(.34,1.56,.64,1);box-shadow:0 12px 28px #1d9e7557}@keyframes pop{0%{transform:scale(.4);opacity:0}to{transform:scale(1);opacity:1}}.confirmation h2{font-size:22px;font-weight:700;letter-spacing:-.02em}.confirmation .ref{font-size:13px;color:var(--navy);font-weight:700;background:var(--blue-bg);padding:7px 14px;border-radius:8px;margin:12px 0 16px;letter-spacing:.02em}.confirmation p{font-size:14px;color:var(--text-soft);line-height:1.55;margin-bottom:28px;max-width:280px}.confirmation .primary-btn{width:100%;max-width:280px;margin:0}.loan-progress{background:#fff;padding:14px 16px 16px;border-bottom:1px solid var(--border)}.loan-progress-meta{display:flex;justify-content:space-between;align-items:baseline;font-size:12px;color:var(--text-soft);margin-bottom:8px}.loan-progress-meta .step-label{font-weight:700;color:var(--navy);font-size:13px;letter-spacing:-.01em}.loan-progress-bar{height:6px;background:var(--border);border-radius:3px;overflow:hidden}.loan-progress-fill{height:100%;width:66.66%;background:linear-gradient(90deg,var(--navy),var(--green));border-radius:3px}.loan-summary{margin:18px 16px 0;background:linear-gradient(135deg,#f4f8fd,#e8eff9);border:1px solid #d7e1f0;border-radius:16px;padding:16px 18px;display:flex;justify-content:space-between;align-items:center}.loan-summary-label{font-size:11px;color:var(--text-soft);text-transform:uppercase;letter-spacing:.06em;font-weight:600}.loan-summary-amount{font-size:22px;font-weight:700;letter-spacing:-.02em;margin-top:4px}.loan-summary-detail{font-size:12px;color:var(--text-soft);margin-top:2px}.loan-summary-monthly{text-align:right}.loan-summary-monthly .small{font-size:11px;color:var(--text-soft);text-transform:uppercase;letter-spacing:.06em;font-weight:600}.loan-summary-monthly .big{font-size:18px;font-weight:700;color:var(--navy);margin-top:4px}.cover-header{padding:22px 20px 6px}.cover-header h2{font-size:19px;font-weight:700;letter-spacing:-.02em}.cover-header p{font-size:13px;color:var(--text-soft);margin-top:4px;line-height:1.4}.cover-list{padding:8px 16px 0;display:flex;flex-direction:column;gap:10px}.cover-card{background:#fff;border:1.5px solid var(--border);border-radius:14px;padding:14px;display:flex;align-items:center;gap:12px;transition:all .2s ease}.cover-card.active{border-color:var(--green);background:#fafdf6;box-shadow:0 4px 14px #1d9e751a}.cover-icon-wrap{width:40px;height:40px;border-radius:10px;display:flex;align-items:center;justify-content:center;flex-shrink:0}.cover-info{flex:1;min-width:0}.cover-name{font-size:14px;font-weight:600;display:flex;align-items:center;gap:6px;flex-wrap:wrap}.cover-price{font-size:12px;color:var(--text-soft);margin-top:2px}.recommended-tag{font-size:9px;font-weight:800;background:var(--green);color:#fff;padding:3px 6px;border-radius:4px;letter-spacing:.06em;text-transform:uppercase}.toggle{width:44px;height:26px;background:#d4d8e0;border-radius:13px;position:relative;cursor:pointer;transition:background .22s ease;flex-shrink:0;border:none;padding:0}.toggle:after{content:"";position:absolute;top:3px;left:3px;width:20px;height:20px;background:#fff;border-radius:50%;box-shadow:0 2px 4px #0000002e;transition:transform .24s cubic-bezier(.34,1.36,.64,1)}.toggle.on{background:var(--green)}.toggle.on:after{transform:translate(18px)}.total-bar{margin:18px 16px 12px;background:linear-gradient(135deg,var(--navy) 0%,var(--navy-soft) 100%);color:#fff;padding:16px 18px;border-radius:16px;display:flex;justify-content:space-between;align-items:center;box-shadow:0 8px 22px #1a366838;position:relative;overflow:hidden}.total-bar:before{content:"";position:absolute;top:-30%;right:-10%;width:120px;height:120px;background:radial-gradient(circle,rgba(29,158,117,.4),transparent 70%);pointer-events:none}.total-bar-info{position:relative;z-index:1}.total-label{font-size:11px;opacity:.85;text-transform:uppercase;letter-spacing:.06em;font-weight:600}.total-amount-wrap{display:flex;align-items:baseline;gap:6px;margin-top:4px}.total-amount{font-size:24px;font-weight:700;letter-spacing:-.02em}.total-period{font-size:13px;opacity:.8}.total-detail{font-size:11px;opacity:.78;margin-top:2px}.total-pulse{position:relative;z-index:1;width:32px;height:32px;background:#ffffff29;border-radius:50%;display:flex;align-items:center;justify-content:center}.disclaimer{font-size:11px;color:var(--text-muted);text-align:center;padding:0 24px 12px;line-height:1.55}.text-link{display:block;text-align:center;font-size:13px;color:var(--text-soft);padding:6px 0 18px;cursor:pointer;text-decoration:underline;text-underline-offset:3px;background:none;border:none;width:100%;font-family:inherit}.text-link:hover{color:var(--navy)}.toast{position:absolute;bottom:80px;left:50%;transform:translate(-50%) translateY(20px);background:#0f1d33f2;backdrop-filter:blur(8px);color:#fff;padding:13px 18px;border-radius:12px;font-size:13px;font-weight:600;display:flex;align-items:center;gap:10px;opacity:0;transition:all .28s cubic-bezier(.34,1.36,.64,1);z-index:200;pointer-events:none;box-shadow:0 12px 28px #00000040;white-space:nowrap}.toast.show{opacity:1;transform:translate(-50%) translateY(0)}.toast-icon{width:20px;height:20px;background:var(--green);border-radius:50%;display:flex;align-items:center;justify-content:center;flex-shrink:0}.caption{font-size:12px;color:#6f7a8e;text-align:center;font-weight:500;letter-spacing:.02em}.caption strong{color:var(--navy);font-weight:700}@media(max-height:900px){body{padding:12px}.device{transform:scale(.92);transform-origin:center top}.stage{gap:8px}}@media(max-height:800px){.device{transform:scale(.84)}}
